Travel Money Calculator

Calculate how much currency you'll actually receive after fees

What You'll Spend

Your Currency

Amount

Destination Currency

See how much each method costs you

Credit Card Foreign Transaction Fee (typical) — (2.5% fee)

Airport Exchange Kiosk Markup — (8% fee)

Hotel Exchange Desk Markup — (5% fee)

ATM Withdrawal Fee (abroad) — (3.5% fee)

Wise / Revolut (typical) — (0.5% fee)

💡 Travel tip: Use a Wise or Revolut card for the best rates. Avoid airport kiosks — they charge 6–10% markups.

💳

Use a fee-free card

Cards like Wise, Revolut, or Charles Schwab waive foreign transaction fees entirely.

🏧

Withdraw larger amounts

Each ATM withdrawal has a fixed fee — withdraw more at once to reduce per-unit cost.

📱

Notify your bank

Always inform your bank before travelling to avoid card blocks abroad.

💰

Avoid dynamic conversion

Always pay in the local currency to get the better rate your card provides.